Many borrowers take out long-term loans, which are repaid not in one, but in several (often numerous) payments. It is simply unrealistic to manually calculate the full cost of such loans using standard formulas. S – total amount of all payments for the loan Read More
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What can a bank take for non-payment of a loan?
The global financial crisis is still a hot topic in the media. Sometimes, in addition to reports on changes in stock indices, exchange rates, stocks and other financial news coming from TV screens, you can, for example, see Read More
Where to get a loan to build a house using maternity capital Loan to build a house using maternity capital from which bank
You can build a house for your family thanks to a consumer loan, which is issued to cover part of the loan with maternity capital. Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. Read More
The lower limit takes into account the bank’s costs of raising funds and ensuring the functioning of the credit institution
“Money, banks, credit” - Money market. Goals of the Bank of Russia. Participants in the creation of the money supply. Authorized capital of a credit institution. Terminology. Decoding operations. The third function of money is as a store of value. Active KB operations. Oprah Read More
Sberbank life insurance termination statement
The insurance part is a service added to the cost of the loan. Its goal is to minimize the borrower’s risks when repaying the debt to the bank. Please note: the offer to conclude such an agreement comes from the bank, but it is drawn up by the insurance company. Read More
Sberbank insurance return application form
An offer from a bank employee to conclude insurance is a procedure that all borrowers of loan funds inevitably face. Often, when signing an agreement, the applicant does not really read the proposed documents. After some time Read More
It’s easy to return insurance - how to do it with a Sberbank loan (sample application)
Credit insurance is a targeted measure to minimize existing risks, additional protection of the interests of the creditor from an unreliable debtor, from non-repayment of debt for any reason. Insurance conditions are fixed by a loan agreement or special Read More
Errors in the loan agreement: what to do?
April 13, 2014 Each of us, when applying to a bank to obtain a loan, only thinks that the bank will make only a positive decision regarding the possibility of issuing a loan to you. The fact is that the bank’s decision may depend not only on Read More
Debt tourism: people run away from debts abroad and after a couple of years start life with a clean slate. Get loans and leave the country.
By taking out a loan, a person undertakes obligations to repay it. But situations are different, sometimes after receiving money there is a need to travel abroad. If you comply with the terms of the loan agreement, then there are no grounds for restriction Read More
Credit specialist, credit analyst Functions of a credit expert in a bank
A loan officer is responsible for processing and issuing loans. He attracts clients, helps them understand the intricacies of lending and convinces them to take advantage of the loan. Essentially, this is a money seller. The profession of a credit manager is in high demand Read More