Depending on how quickly you found out that the insurance you do not need is optional, the success of the case and the fullness of the payment, which can be returned, depends. The main conditions for the return of money and termination of the life insurance contract are: time Read More
Tinkoff
How to calculate the full cost of the loan - where it is indicated in the contract and what it consists of How to calculate the PSC using the new formula
Many borrowers take out long-term loans, which are repaid not in one, but in several (often numerous) payments. It is simply unrealistic to manually calculate the full cost of such loans using standard formulas. S – total amount of all payments for the loan Read More
Issuing a loan to the founder in 1s 8
Example The organization Trading House LLC (borrower) received a short-term loan on April 3, 2014 from CB Holding-Credit LLC (lender). The intended purpose of the loan is the acquisition of a fixed asset "POS system Profi". In accordance with the terms of the loan Read More
The bank terminated the agreement unilaterally - what will happen?
If payments are late, the bank has the right to demand early repayment of the loan. But this does not mean that you are obliged to fulfill it unconditionally. Almost always, the amount of debt in reality is much lower. The amount of debt indicated Read More
In what form can a loan be provided?
The essence of credit relations, the structure of the loan (lender, borrower, loaned value), the main properties that remain unchanged under various internal and external changes are reflected by the form of the loan. No matter how the relationship between the lender and the borrower changes, Read More
Errors in the loan agreement: what to do?
April 13, 2014 Each of us, when applying to a bank to obtain a loan, only thinks that the bank will make only a positive decision regarding the possibility of issuing a loan to you. The fact is that the bank’s decision may depend not only on Read More
What can a bank take for non-payment of a loan?
The global financial crisis is still a hot topic in the media. Sometimes, in addition to reports on changes in stock indices, exchange rates, stocks and other financial news coming from TV screens, you can, for example, see Read More
Where to get a loan to build a house using maternity capital Loan to build a house using maternity capital from which bank
You can build a house for your family thanks to a consumer loan, which is issued to cover part of the loan with maternity capital. Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. Read More
The lower limit takes into account the bank’s costs of raising funds and ensuring the functioning of the credit institution
“Money, banks, credit” - Money market. Goals of the Bank of Russia. Participants in the creation of the money supply. Authorized capital of a credit institution. Terminology. Decoding operations. The third function of money is as a store of value. Active KB operations. Oprah Read More
Sberbank life insurance termination statement
The insurance part is a service added to the cost of the loan. Its goal is to minimize the borrower’s risks when repaying the debt to the bank. Please note: the offer to conclude such an agreement comes from the bank, but it is drawn up by the insurance company. Read More